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B\u76f8\u540c\u6027\u8d28\u7684\u56fa\u5b9a\u6708\u4fdd\u8d39\uff0c\u4f46\u5de5\u4f5c\u671f\u95f4\u53ca\u9000\u4f11\u540e\u7684\u5e94\u7a0e\u6536\u5165\u53ef\u80fd\u6d89\u53caMedicare Levy\u548c\u5176\u4ed6\u7a0e\u52a1\u89c4\u5b9a\u3002\u4e0e\u6b64\u540c\u65f6\uff0c\u4e13\u79d1\u533b\u751f\u6536\u53d6\u7684\u5dee\u989d\u3001\u79c1\u4eba\u533b\u7597\u670d\u52a1\u3001\u7259\u79d1\u3001\u90e8\u5206\u836f\u7269\u53ca\u957f\u671f\u7167\u62a4\u670d\u52a1\u4ecd\u7136\u53ef\u80fd\u4ea7\u751f\u660e\u663e\u7684\u4e2a\u4eba\u652f\u51fa\u3002<\/p>\n<p>AIHW\u516c\u5e03\u76842023\u201424\u5e74\u5ea6\u7edf\u8ba1\u4e2d\uff0c\u6fb3\u5927\u5229\u4e9a\u6240\u6709\u5e74\u9f84\u4eba\u53e3\u7684\u4eba\u5747\u4e2a\u4eba\u533b\u7597\u81ea\u4ed8\u652f\u51fa\u7ea61,634\u6fb3\u5143\uff0c\u5176\u4e2d\u7259\u79d1\u7ea6296\u6fb3\u5143\u3001\u533b\u7597\u670d\u52a1\u7ea6265\u6fb3\u5143\uff0c\u53e6\u6709\u836f\u54c1\u3001\u533b\u9662\u7b49\u8d39\u7528\u3002\u5fc5\u987b\u5f3a\u8c03\uff0c\u8fd9\u4e2a\u5e73\u5747\u6570\u8986\u76d6\u6240\u6709\u5e74\u9f84\u4eba\u53e3\uff0c\u4e0d\u662f\u201c\u6fb3\u5927\u5229\u4e9a65\u5c81\u4ee5\u4e0a\u8001\u4eba\u533b\u7597\u652f\u51fa\u5e73\u5747\u6570\u201d\u3002\u56e0\u6b64\u4e0d\u80fd\u628a\u5b83\u4e0e\u7f8e\u56fdMedicare\u53d7\u76ca\u4eba\u5e73\u57476,459\u7f8e\u5143\u76f4\u63a5\u76f8\u9664\uff0c\u5f97\u51fa\u8001\u5e74\u533b\u7597\u6210\u672c\u7684\u7cbe\u786e\u500d\u6570\u5173\u7cfb\u3002[15]<\/p>\n<p>\u5c3d\u7ba1\u7f3a\u5c11\u5b8c\u5168\u4e00\u81f4\u7684\u4eba\u7fa4\u7edf\u8ba1\uff0c\u4e24\u56fd\u5236\u5ea6\u7ed3\u6784\u7684\u5dee\u522b\u8fd8\u662f\u5f88\u660e\u663e\u3002\u7f8e\u56fd\u8001\u4eba\u867d\u6709\u653f\u5e9c\u533b\u7597\u4fdd\u9669\uff0c\u4f46\u901a\u5e38\u9700\u8981\u627f\u62c5\u56fa\u5b9a\u4fdd\u9669\u4fdd\u8d39\u548c\u8f83\u590d\u6742\u7684\u5171\u4ed8\u3001\u81ea\u4ed8\u8d39\u7528\u3002\u6fb3\u5927\u5229\u4e9a\u5728\u516c\u5171\u533b\u9662\u548c\u57fa\u672c\u533b\u7597\u4fdd\u969c\u65b9\u9762\uff0c\u666e\u904d\u5177\u6709\u4e2a\u4eba\u4ed8\u8d39\u95e8\u69db\u8f83\u4f4e\u3001\u8d22\u52a1\u98ce\u9669\u76f8\u5bf9\u53ef\u63a7\u7684\u5236\u5ea6\u4f18\u52bf\u3002\u4e0d\u8fc7\uff0c\u5728\u7259\u79d1\u3001\u4e13\u79d1\u7b49\u5f85\u65f6\u95f4\u3001\u79c1\u4eba\u670d\u52a1\u548c\u517b\u8001\u62a4\u7406\u65b9\u9762\uff0c\u6fb3\u5927\u5229\u4e9a\u4e5f\u4e0d\u662f\u6ca1\u6709\u6210\u672c\u3002<\/p>\n<p>\u518d\u770b\u4f4f\u623f\u6301\u6709\u6210\u672c\u3002\u5bf9\u5df2\u7ecf\u8fd8\u6e05\u623f\u8d37\u7684\u8001\u4eba\u6765\u8bf4\uff0c\u81ea\u4f4f\u623f\u786e\u5b9e\u80fd\u663e\u8457\u51cf\u5c11\u9000\u4f11\u751f\u6d3b\u5f00\u652f\uff0c\u4f46\u6301\u6709\u623f\u5c4b\u4e0d\u7b49\u4e8e\u6ca1\u6709\u4f4f\u623f\u6210\u672c\u3002\u4fdd\u9669\u3001\u7ef4\u4fee\u3001\u4f9b\u6c34\u3001\u6392\u6c61\u3001\u5730\u65b9\u653f\u5e9c\u6536\u8d39\u4ee5\u53ca\u516c\u5bd3\u7269\u4e1a\u7ba1\u7406\u8d39\uff0c\u90fd\u53ef\u80fd\u957f\u671f\u5b58\u5728\u3002\u6bd4\u8f83\u7f8e\u56fd\u4e0e\u6fb3\u5927\u5229\u4e9a\uff0c\u6700\u503c\u5f97\u5355\u72ec\u89c2\u5bdf\u7684\u662f\u6bcf\u5e74\u5fc5\u987b\u652f\u4ed8\u7684\u623f\u5c4b\u76f8\u5173\u7a0e\u8d39\u3002<\/p>\n<p>\u7f8e\u56fd\u7edd\u5927\u591a\u6570\u5730\u533a\u5bf9\u81ea\u4f4f\u623f\u5f81\u6536\u5e74\u5ea6\u623f\u4ea7\u7a0e\uff08Property Tax\uff09\uff0c\u901a\u5e38\u7531\u5730\u65b9\u653f\u5e9c\u5f81\u6536\uff0c\u7a0e\u57fa\u53ca\u51cf\u514d\u89c4\u5219\u56e0\u5dde\u3001\u53bf\u3001\u5e02\u9547\u800c\u5f02\u3002Tax Foundation\u516c\u5e03\u76842024\u5e74\u81ea\u4f4f\u623f\u6709\u6548\u7a0e\u7387\u6570\u636e\u663e\u793a\uff0c\u65b0\u6cfd\u897f\u5dde\u548c\u4f0a\u5229\u8bfa\u4f0a\u5dde\u7ea6\u4e3a\u623f\u5c4b\u4ef7\u503c\u76841.88%\uff0c\u5f97\u514b\u8428\u65af\u5dde\u7ea61.40%\uff0c\u52a0\u5229\u798f\u5c3c\u4e9a\u5dde\u7ea60.70%\uff0c\u590f\u5a01\u5937\u5dde\u7ea60.29%\u3002\u8fd9\u91cc\u7684\u6709\u6548\u7a0e\u7387\u662f\u5b9e\u9645\u623f\u4ea7\u7a0e\u4e0e\u623f\u5c4b\u4ef7\u503c\u4e4b\u95f4\u7684\u7edf\u8ba1\u6bd4\u7387\uff0c\u4e0d\u7b49\u4e8e\u4efb\u4f55\u4e00\u5957\u623f\u5c4b\u7684\u6b63\u5f0f\u7a0e\u7387\u3002\u82e5\u91c7\u75280.9%\u4f5c\u4e3a\u4e00\u4e2a\u4fbf\u4e8e\u8bf4\u660e\u7684\u5047\u8bbe\u7a0e\u7387\uff0c\u4e00\u5957\u4ef7\u503c50\u4e07\u7f8e\u5143\u7684\u4f4f\u5b85\u6bcf\u5e74\u7ea6\u7f344,500\u7f8e\u5143\u623f\u4ea7\u7a0e\uff1b\u540c\u6837\u4ef7\u503c\u7684\u623f\u5c4b\u82e5\u63091.88%\u8ba1\u7b97\uff0c\u5219\u7ea6\u4e3a9,400\u7f8e\u5143\u3002\u5b9e\u9645\u7a0e\u5355\u8fd8\u8981\u8003\u8651\u5177\u4f53\u5730\u70b9\u3001\u8bc4\u4f30\u4ef7\u503c\u4ee5\u53ca\u8001\u5e74\u4eba\u6216\u81ea\u4f4f\u623f\u7a0e\u6536\u51cf\u514d\u3002[16]<\/p>\n<p>\u6fb3\u5927\u5229\u4e9a\u5927\u591a\u6570\u5dde\u548c\u9886\u5730\u5bf9\u7b26\u5408\u6761\u4ef6\u7684\u4e3b\u8981\u81ea\u4f4f\u623f\u4e0d\u5f81\u6536\u901a\u5e38\u610f\u4e49\u4e0a\u7684\u6295\u8d44\u623f\u571f\u5730\u7a0e\uff08Land Tax\uff09\uff0c\u4f46\u5730\u65b9\u653f\u5e9c\u4ecd\u4f1a\u6536\u53d6Council Rates\u3002\u5728\u582a\u57f9\u62c9\uff0c\u529f\u80fd\u7c7b\u4f3c\u7684\u6536\u8d39\u79f0General Rates\uff0c\u7531ACT\u653f\u5e9c\u5f81\u6536\u3002\u6fb3\u5927\u5229\u4e9a\u5e76\u4e0d\u662f\u6240\u6709\u4f4f\u5b85\u90fd\u4e0d\u7f34\u4efb\u4f55\u4e0e\u4f4f\u623f\u4ef7\u503c\u6709\u5173\u7684\u5730\u65b9\u7a0e\uff0c\u800c\u4e14\u4e0d\u540c\u5dde\u7684Council Rates\u8ba1\u7b97\u65b9\u6cd5\u76f8\u5dee\u8f83\u5927\u3002\u56e0\u6b64\uff0c\u4e0d\u80fd\u7b80\u5355\u6982\u62ec\u6210\u201c\u7f8e\u56fd\u6709\u623f\u4ea7\u7a0e\uff0c\u6fb3\u6d32\u5b8c\u5168\u6ca1\u6709\u201d\u3002[17]<\/p>\n<p>\u4ee5\u582a\u57f9\u62c92026\u201427\u8d22\u653f\u5e74\u5ea6\u4e3a\u4f8b\uff0c\u666e\u901a\u72ec\u7acb\u4f4f\u5b85\u7684General Rates\u7531884\u6fb3\u5143\u56fa\u5b9a\u91d1\u989d\u548c\u6309\u591a\u5e74\u5e73\u5747\u672a\u6539\u826f\u571f\u5730\u4ef7\u503c\uff08AUV\uff09\u8ba1\u7b97\u7684\u4f30\u503c\u90e8\u5206\u6784\u6210\u3002\u5982\u679c\u4e00\u5957\u81ea\u4f4f\u623f\u7684AUV\u4e3a400,000\u6fb3\u5143\uff0c\u6309\u5f53\u5e74\u5206\u6bb5\u8d39\u7387\u8ba1\u7b97\uff0cGeneral Rates\u7ea6\u4e3a2,316\u6fb3\u5143\uff1b\u518d\u52a0\u4e0a458\u6fb3\u5143\u7684\u8b66\u6d88\u53ca\u5e94\u6025\u670d\u52a1\u5f81\u8d39\u548c70\u6fb3\u5143\u7684Safer Families Levy\uff0c\u5168\u5e74\u5408\u8ba1\u7ea62,844\u6fb3\u5143\uff0c\u672a\u6263\u9664\u9002\u7528\u7684\u9000\u4f11\u4eba\u58eb\u51cf\u514d\u3002\u8fd9\u53ea\u662f\u6309\u571f\u5730\u4f30\u503c\u8bbe\u8ba1\u7684\u5177\u4f53\u8ba1\u7b97\u4f8b\u5b50\uff0c\u4e0d\u662f\u582a\u57f9\u62c9\u5168\u90e8\u9000\u4f11\u623f\u4e3b\u7684\u5e73\u5747\u7a0e\u5355\uff0c\u66f4\u4e0d\u662f\u4e00\u5957\u5e02\u573a\u4ef740\u4e07\u6fb3\u5143\u4f4f\u623f\u7684\u8d26\u5355\u3002[17][18]<\/p>\n<p>\u8fd9\u91cc\u6709\u4e24\u4e2a\u9700\u8981\u7279\u522b\u6ce8\u610f\u7684\u6bd4\u8f83\u8fb9\u754c\u3002\u7f8e\u56fd\u623f\u4ea7\u7a0e\u5e38\u4ee5\u623f\u5c4b\u53ca\u571f\u5730\u7684\u4f30\u503c\u4e3a\u57fa\u7840\uff0c\u582a\u57f9\u62c9\u7684General Rates\u5219\u4ee5\u5e73\u5747\u672a\u6539\u826f\u571f\u5730\u4ef7\u503c\u4e3a\u4e3b\u8981\u8ba1\u7b97\u57fa\u7840\uff0c\u4e0d\u80fd\u7b80\u5355\u62ff\u4e24\u4e2a\u7a0e\u7387\u76f8\u6bd4\u3002\u53e6\u5916\uff0c\u4e0a\u8ff0\u7f8e\u56fd\u4f8b\u5b50\u7528\u7f8e\u5143\u3001\u6fb3\u5927\u5229\u4e9a\u4f8b\u5b50\u7528\u6fb3\u5143\uff0c\u623f\u5c4b\u5e02\u4ef7\u4e0e\u571f\u5730\u4f30\u503c\u4e5f\u4e0d\u540c\uff0c\u4e0d\u662f\u540c\u7b49\u623f\u5c4b\u7684\u76f4\u63a5\u5bf9\u7167\u3002\u771f\u6b63\u8981\u6bd4\u8f83\u540c\u4e00\u4ef7\u683c\u6c34\u5e73\u7684\u81ea\u4f4f\u623f\uff0c\u5fc5\u987b\u5148\u786e\u5b9a\u57ce\u5e02\u3001\u623f\u578b\u3001\u5e02\u573a\u4ef7\u503c\u548c\u5f53\u5730\u4f18\u60e0\u653f\u7b56\uff0c\u518d\u9010\u9879\u7b97\u51fa\u7a0e\u5355\u3002\u603b\u4f53\u800c\u8a00\uff0c\u7f8e\u56fd\u90e8\u5206\u9ad8\u623f\u4ea7\u7a0e\u5dde\u7684\u9000\u4f11\u623f\u4e3b\u786e\u5b9e\u53ef\u80fd\u957f\u671f\u627f\u62c5\u8f83\u91cd\u7684\u5e74\u5ea6\u623f\u5c4b\u7a0e\u8d39\uff1b\u6fb3\u5927\u5229\u4e9a\u5728\u4e3b\u8981\u81ea\u4f4f\u623f\u571f\u5730\u7a0e\u8c41\u514d\u65b9\u9762\u6709\u4f18\u52bf\uff0c\u4f46Council Rates\u53ca\u5176\u4ed6\u56fa\u5b9a\u5f81\u8d39\u4f9d\u7136\u5b58\u5728\uff0c\u4e14\u67d0\u4e9b\u5730\u533a\u5e76\u4e0d\u4f4e\u3002[16][17]<\/p>\n<p>\u5982\u679c\u5206\u9879\u76ee\u6bd4\u8f83\u800c\u4e0d\u662f\u7b80\u5355\u5224\u65ad\u8c01\u66f4\u597d\uff0c\u4ec5\u4ece\u653f\u5e9c\u9000\u4f11\u91d1\u7684\u8986\u76d6\u8303\u56f4\u770b\uff0c\u7f8e\u56fd\u4ee5\u4e2a\u4eba\u53ca\u5bb6\u5ead\u5de5\u4f5c\u7f34\u8d39\u8bb0\u5f55\u4e3a\u57fa\u7840\uff0c\u7ea687%\u768465\u5c81\u4ee5\u4e0a\u5c45\u6c11\u9886\u53d6Social Security\u76f8\u5173\u798f\u5229\uff1b\u6fb3\u5927\u5229\u4e9a\u7684Age Pension\u5219\u6709\u660e\u786e\u7684\u6536\u5165\u548c\u8d44\u4ea7\u5ba1\u67e5\uff0c\u572865\u5c81\u4ee5\u4e0a\u4eba\u7fa4\u4e2d\u7684\u5b9e\u9645\u9886\u53d6\u6bd4\u4f8b\u7ea656%\uff0c\u4f46\u5176\u6cd5\u5b9a\u8d44\u683c\u5e74\u9f84\u662f67\u5c81\u3002\u4e24\u9879\u6bd4\u4f8b\u4e0d\u80fd\u5355\u72ec\u7528\u6765\u5224\u65ad\u54ea\u56fd\u8001\u4eba\u83b7\u5f97\u4fdd\u969c\u66f4\u597d\uff0c\u5fc5\u987b\u7ed3\u5408\u9886\u53d6\u8d44\u683c\u4e0e\u5176\u4ed6\u6536\u5165\u6765\u6e90\u3002[1][4]<\/p>\n<p>\u4ec5\u4ece\u57fa\u672c\u517b\u8001\u4fdd\u969c\u7684\u8bbe\u8ba1\u770b\uff0c\u6fb3\u5927\u5229\u4e9aAge Pension\u5bf9\u7b26\u5408\u6761\u4ef6\u7684\u4f4e\u6536\u5165\u3001\u4f4e\u8d44\u4ea7\u8001\u5e74\u4eba\u63d0\u4f9b\u8f83\u7edf\u4e00\u7684\u516c\u5171\u652f\u4ed8\u6807\u51c6\uff1b\u7f8e\u56fdSocial Security\u7684\u91d1\u989d\u66f4\u591a\u5730\u4e0e\u5de5\u4f5c\u5386\u53f2\u548c\u7f34\u8d39\u6536\u5165\u76f8\u5173\uff0c\u7ed9\u957f\u671f\u9ad8\u6536\u5165\u5de5\u4f5c\u8005\u7684\u6708\u9000\u4f11\u91d1\u53ef\u80fd\u660e\u663e\u9ad8\u4e8e\u4f4e\u6536\u5165\u8005\u3002\u7f8e\u56fd\u53e6\u6709SSI\u7b49\u9488\u5bf9\u4f4e\u6536\u5165\u3001\u7b26\u5408\u8d44\u683c\u4eba\u7fa4\u7684\u8865\u52a9\uff0c\u6fb3\u5927\u5229\u4e9a\u4e5f\u6709\u517b\u8001\u91d1\u8865\u8d34\u548c\u5176\u4ed6\u4f18\u60e0\u5b89\u6392\uff0c\u4e24\u56fd\u90fd\u4e0d\u662f\u53ea\u9760\u4e00\u9879\u517b\u8001\u91d1\u5236\u5ea6\u5904\u7406\u6240\u6709\u8001\u5e74\u8d2b\u56f0\u95ee\u9898\u3002[2][5][6]<\/p>\n<p>\u4ece\u96c7\u4e3b\u548c\u79c1\u4eba\u9000\u4f11\u79ef\u7d2f\u770b\uff0c\u6fb3\u5927\u5229\u4e9aSuper\u7684\u6cd5\u5b9a\u96c7\u4e3b\u7f34\u7eb3\u4e49\u52a1\u66f4\u666e\u904d\uff0c\u662f\u5236\u5ea6\u5c42\u9762\u7684\u4f18\u52bf\uff1b\u7f8e\u56fd\u7684401(k)\u3001IRA\u548c\u56fa\u5b9a\u517b\u8001\u91d1\u5236\u5ea6\u5219\u4e3a\u6709\u7a33\u5b9a\u804c\u4e1a\u548c\u5145\u5206\u50a8\u84c4\u7684\u4eba\u63d0\u4f9b\u4e86\u4e30\u5bcc\u7684\u79ef\u7d2f\u65b9\u5f0f\uff0c\u4f46\u8986\u76d6\u7a0b\u5ea6\u548c\u5b9e\u9645\u8d44\u91d1\u79ef\u7d2f\u5dee\u5f02\u8f83\u5927\u3002\u7f8e\u56fd65\u5c81\u4ee5\u4e0a\u6210\u5e74\u4eba\u4e2d78%\u62e5\u6709\u81f3\u5c11\u4e00\u79cd\u7a0e\u6536\u4f18\u60e0\u9000\u4f11\u8d26\u6237\u6216\u56fa\u5b9a\u517b\u8001\u91d1\u6743\u76ca\uff0c\u5e76\u4e0d\u610f\u5473\u774078%\u7684\u4eba\u6bcf\u5e74\u90fd\u6709\u989d\u5916\u517b\u8001\u91d1\u5165\u8d26\u3002\u6fb3\u5927\u5229\u4e9a45\u5c81\u4ee5\u4e0a\u9000\u4f11\u8005\u4e2d28%\u4ee5Super\u4f5c\u4e3a\u4e3b\u8981\u6536\u5165\uff0c\u540c\u6837\u4e0d\u610f\u5473\u7740\u5176\u4ed672%\u5b8c\u5168\u6ca1\u6709Super\u3002[7][10]<\/p>\n<p>\u4ece\u5e73\u5747\u6536\u5165\u770b\uff0cOECD\u63d0\u4f9b\u7684\u53ef\u6bd4\u76f8\u5bf9\u6307\u6807\u663e\u793a\uff0c\u7f8e\u56fd\u8001\u5e74\u4eba\u7684\u5e73\u5747\u53ef\u652f\u914d\u6536\u5165\u76f8\u5bf9\u4e8e\u672c\u56fd\u603b\u4f53\u4eba\u53e3\u66f4\u9ad8\uff1b\u56e0\u6b64\u4e0d\u80fd\u76f4\u63a5\u8bf4\u6fb3\u5927\u5229\u4e9a\u9000\u4f11\u8005\u7684\u5e73\u5747\u6536\u5165\u80af\u5b9a\u6bd4\u7f8e\u56fd\u66f4\u597d\u3002\u4f46\u8fd9\u4e2a\u6307\u6807\u4e0d\u7b49\u4e8e\u5b9e\u9645\u53ef\u652f\u914d\u4f59\u989d\uff0c\u4e5f\u6ca1\u6709\u6263\u9664\u4e24\u4e2a\u56fd\u5bb6\u4e0d\u540c\u7684\u4f4f\u623f\u548c\u533b\u7597\u652f\u51fa\uff0c\u800c\u4e14\u4e0d\u76f4\u63a5\u53cd\u6620\u5177\u4f53\u7684\u8d2b\u56f0\u548c\u8d22\u5bcc\u5206\u5e03\u3002[12]<\/p>\n<p>\u4ece\u533b\u7597\u770b\uff0c\u6fb3\u5927\u5229\u4e9a\u7684\u516c\u5171\u533b\u7597\u5236\u5ea6\u603b\u4f53\u4e0a\u80fd\u591f\u964d\u4f4e\u9000\u4f11\u8005\u9762\u5bf9\u4f4f\u9662\u548c\u57fa\u672c\u8bca\u7597\u65f6\u7684\u4e2a\u4eba\u652f\u4ed8\u98ce\u9669\uff1b\u7f8e\u56fd\u7684Medicare\u63d0\u4f9b\u5e7f\u6cdb\u4fdd\u969c\uff0c\u5374\u4ecd\u5b58\u5728\u56fa\u5b9a\u4fdd\u8d39\u3001\u514d\u8d54\u989d\u53ca\u5176\u4ed6\u81ea\u4ed8\u8d39\u7528\uff0c\u8001\u5e74\u4eba\u7684\u533b\u7597\u9884\u7b97\u5f80\u5f80\u66f4\u590d\u6742\u3002\u6fb3\u5927\u5229\u4e9a\u7684\u4f18\u52bf\u4e0d\u610f\u5473\u7740\u6240\u6709\u533b\u7597\u670d\u52a1\u514d\u8d39\uff0c\u7f8e\u56fd\u533b\u7597\u8d1f\u62c5\u8f83\u9ad8\u4e5f\u4e0d\u610f\u5473\u7740\u6ca1\u6709\u4f4e\u6536\u5165\u8d39\u7528\u63f4\u52a9\u3002[13][14][15]<\/p>\n<p>\u4ece\u81ea\u4f4f\u623f\u6301\u6709\u6210\u672c\u770b\uff0c\u6fb3\u5927\u5229\u4e9a\u4e3b\u8981\u81ea\u4f4f\u623f\u901a\u5e38\u4eab\u6709\u571f\u5730\u7a0e\u8c41\u514d\uff0c\u4f46\u4ecd\u7f34\u7eb3Rates\u53ca\u76f8\u5173\u5f81\u8d39\uff1b\u7f8e\u56fd\u5219\u666e\u904d\u5b58\u5728\u6301\u7eed\u5f81\u6536\u7684\u623f\u4ea7\u7a0e\uff0c\u7279\u522b\u5728\u9ad8\u7a0e\u5dde\u53ef\u80fd\u5f62\u6210\u660e\u663e\u7684\u9000\u4f11\u73b0\u91d1\u6d41\u538b\u529b\u3002\u4e0d\u8fc7\uff0c\u81ea\u4f4f\u623f\u662f\u5426\u5df2\u7ecf\u8fd8\u6e05\u8d37\u6b3e\u3001\u5f53\u5730\u623f\u4ef7\u3001\u4fdd\u9669\u8d39\u53ca\u7ef4\u4fee\u5f00\u652f\uff0c\u5f80\u5f80\u6bd4\u5355\u72ec\u7684\u7a0e\u7387\u66f4\u80fd\u51b3\u5b9a\u4e00\u4e2a\u5bb6\u5ead\u7684\u4f4f\u623f\u8d1f\u62c5\u3002[16][17]<\/p>\n<p>\u7efc\u5408\u6765\u770b\uff0c\u4e24\u56fd\u9000\u4f11\u5236\u5ea6\u7684\u5dee\u5f02\uff0c\u5e76\u4e0d\u9002\u5408\u538b\u7f29\u6210\u201c\u54ea\u4e00\u56fd\u9000\u4f11\u751f\u6d3b\u66f4\u597d\u201d\u8fd9\u6837\u7684\u7b80\u5355\u6392\u540d\u3002\u7f8e\u56fd\u8001\u5e74\u4eba\u53e3\u7684\u5e73\u5747\u76f8\u5bf9\u6536\u5165\u5177\u6709\u4e00\u5b9a\u4f18\u52bf\uff0c\u62e5\u6709\u5145\u5206\u804c\u4e1a\u9000\u4f11\u79ef\u7d2f\u7684\u4eba\u53ef\u4ee5\u83b7\u5f97\u8f83\u9ad8\u73b0\u91d1\u6536\u5165\uff0c\u4f46\u4e0d\u540c\u4eba\u7684\u6536\u5165\u5dee\u8ddd\u548c\u533b\u7597\u3001\u623f\u4ea7\u6301\u6709\u652f\u51fa\u503c\u5f97\u91cd\u89c6\u3002\u6fb3\u5927\u5229\u4e9a\u5728\u96c7\u4e3b\u9000\u4f11\u50a8\u84c4\u7684\u666e\u904d\u79ef\u7d2f\u673a\u5236\u3001\u4f4e\u6536\u5165\u8005\u7684\u516c\u5171\u517b\u8001\u91d1\u8bbe\u8ba1\u548c\u57fa\u672c\u533b\u7597\u4fdd\u969c\u65b9\u9762\u5177\u6709\u81ea\u8eab\u4f18\u52bf\uff0c\u4f46Super\u8d26\u6237\u4f59\u989d\u5dee\u5f02\u3001\u957f\u671f\u79df\u623f\u6210\u672c\u53ca\u90e8\u5206\u533b\u7597\u670d\u52a1\u81ea\u4ed8\u989d\u4ecd\u4f1a\u5f71\u54cd\u9000\u4f11\u751f\u6d3b\u3002<\/p>\n<p>\u5bf9\u4e8e\u666e\u901a\u9000\u4f11\u8005\uff0c\u6700\u7ec8\u6700\u6709\u89e3\u91ca\u529b\u7684\u4e0d\u662f\u4e00\u9879\u517b\u8001\u91d1\u7684\u5e73\u5747\u503c\uff0c\u800c\u662f\u51e0\u4ef6\u4e8b\u653e\u5728\u4e00\u8d77\u770b\u2014\u2014\u6709\u591a\u5c11\u4eba\u771f\u6b63\u9886\u5230\u5404\u7c7b\u6536\u5165\uff0c\u9886\u53d6\u91d1\u989d\u5728\u4e0d\u540c\u4eba\u7fa4\u4e4b\u95f4\u5982\u4f55\u5206\u5e03\uff0c\u6709\u6ca1\u6709\u81ea\u5df1\u7684\u4f4f\u623f\uff0c\u623f\u8d37\u662f\u5426\u5df2\u7ecf\u8fd8\u6e05\uff0c\u533b\u7597\u4fdd\u9669\u548c\u533b\u7597\u81ea\u4ed8\u989d\u662f\u591a\u5c11\uff0c\u4ee5\u53ca\u6263\u9664\u8fd9\u4e9b\u6301\u7eed\u652f\u51fa\u540e\uff0c\u6bcf\u5e74\u8fd8\u80fd\u7559\u4e0b\u591a\u5c11\u5b9e\u9645\u53ef\u652f\u914d\u73b0\u91d1\u3002\u53ea\u6709\u8fd9\u4e9b\u9879\u76ee\u540c\u65f6\u6210\u7acb\uff0c\u9000\u4f11\u751f\u6d3b\u6c34\u5e73\u7684\u6bd4\u8f83\u624d\u6709\u610f\u4e49\u3002<\/p>\n<p>\u8d44\u6599\u6765\u6e90\u4e0e\u53e3\u5f84\u8bf4\u660e<\/p>\n<p>[1] \u7f8e\u56fd\u793e\u4f1a\u4fdd\u969c\u5c40\uff0c2025\u5e74\u5404\u5dde\u53ca\u53bfOASDI\u9886\u53d6\u8005\u7edf\u8ba1\uff0c65\u5c81\u53ca\u4ee5\u4e0a\u4eba\u53e3\u9886\u53d6\u6bd4\u4f8b86.6%\u3002<br \/><a href=\"https:\/\/www.ssa.gov\/policy\/docs\/statcomps\/oasdi_sc\/2025\/table01.html\" rel=\"nofollow\">https:\/\/www.ssa.gov\/policy\/docs\/statcomps\/oasdi_sc\/2025\/table01.html<\/a><\/p>\n<p>[2] \u7f8e\u56fd\u793e\u4f1a\u4fdd\u969c\u5c40\uff0cAnnual Statistical Supplement 2026\uff0c\u88685.J6\uff0c2025\u5e7412\u6708\u9000\u4f11\u804c\u5de5\u798f\u5229\u5e73\u5747\u6570\u4e0e\u4e2d\u4f4d\u6570\u3002<br \/><a href=\"https:\/\/www.ssa.gov\/policy\/docs\/statcomps\/supplement\/2026\/5j.html\" rel=\"nofollow\">https:\/\/www.ssa.gov\/policy\/docs\/statcomps\/supplement\/2026\/5j.html<\/a><\/p>\n<p>[3] \u7f8e\u56fd\u793e\u4f1a\u4fdd\u969c\u5c40\uff0c2026\u5e742.8%\u751f\u6d3b\u6210\u672c\u8c03\u6574\u3002<br \/><a href=\"https:\/\/www.ssa.gov\/news\/en\/cola\/factsheets\/2026.html\" rel=\"nofollow\">https:\/\/www.ssa.gov\/news\/en\/cola\/factsheets\/2026.html<\/a><\/p>\n<p>[4] \u6fb3\u5927\u5229\u4e9a\u536b\u751f\u4e0e\u798f\u5229\u7814\u7a76\u6240\uff0cIncome support for older Australians\uff0c2025\u5e743\u6708\u7edf\u8ba1\u3002<br \/><a href=\"https:\/\/www.aihw.gov.au\/reports\/australias-welfare\/income-support-older-australians\" rel=\"nofollow\">https:\/\/www.aihw.gov.au\/reports\/australias-welfare\/income-support-older-australians<\/a><\/p>\n<p>[5] Services Australia\uff0cAge Pension\u6536\u5165\u4e0e\u8d44\u4ea7\u5ba1\u67e5\u3002<br \/><a href=\"https:\/\/www.servicesaustralia.gov.au\/income-test-for-age-pension?context=22526\" rel=\"nofollow\">https:\/\/www.servicesaustralia.gov.au\/income-test-for-age-pension?context=22526<\/a><br \/><a href=\"https:\/\/www.servicesaustralia.gov.au\/assets-test-for-age-pension?context=22526\" rel=\"nofollow\">https:\/\/www.servicesaustralia.gov.au\/assets-test-for-age-pension?context=22526<\/a><\/p>\n<p>[6] \u6fb3\u5927\u5229\u4e9a\u793e\u4f1a\u670d\u52a1\u90e8Social Security Guide\uff0c2026\u5e749\u670820\u65e5\u81f32027\u5e743\u670819\u65e5\u517b\u8001\u91d1\u6807\u51c6\u3002<br \/><a href=\"https:\/\/guides.dss.gov.au\/social-security-guide\/5\/1\/8\/10\" rel=\"nofollow\">https:\/\/guides.dss.gov.au\/social-security-guide\/5\/1\/8\/10<\/a><\/p>\n<p>[7] \u7f8e\u56fd\u8054\u90a6\u50a8\u5907\u59d4\u5458\u4f1a\uff0cEconomic Well-Being of U.S. Households in 2025\uff0c\u9000\u4f11\u8d26\u6237\u548c\u56fa\u5b9a\u517b\u8001\u91d1\u6743\u76ca\u8c03\u67e5\uff0c2026\u5e745\u6708\u53d1\u5e03\u3002<br \/><a href=\"https:\/\/www.federalreserve.gov\/publications\/2026-economic-well-being-of-us-households-in-2025-savings-investments.htm\" rel=\"nofollow\">https:\/\/www.federalreserve.gov\/publications\/2026-economic-well-being-of-us-households-in-2025-savings-investments.htm<\/a><\/p>\n<p>[8] \u7f8e\u56fd\u4eba\u53e3\u8c03\u67e5\u5c40\uff0cRetirement Income: 2022\uff0c2025\u5e741\u6708\u53d1\u5e03\uff0c\u5b9e\u9645\u9886\u53d6\u975e\u793e\u4fdd\u9000\u4f11\u6536\u5165\u7684\u6bd4\u4f8b\u548c\u4e2d\u4f4d\u6570\u3002<br \/><a href=\"https:\/\/www.census.gov\/content\/dam\/Census\/library\/factsheets\/2025\/demo\/p70fs-207.pdf\" rel=\"nofollow\">https:\/\/www.census.gov\/content\/dam\/Census\/library\/factsheets\/2025\/demo\/p70fs-207.pdf<\/a><\/p>\n<p>[9] \u6fb3\u5927\u5229\u4e9a\u7a0e\u52a1\u5c40\uff0c2025\u5e747\u6708\u8d77\u96c7\u4e3bSuper Guarantee\u7f34\u6b3e\u6bd4\u4f8b12%\u3002<br \/><a href=\"https:\/\/www.ato.gov.au\/businesses-and-organisations\/starting-registering-or-closing-a-business\/supporting-your-small-business\" rel=\"nofollow\">https:\/\/www.ato.gov.au\/businesses-and-organisations\/starting-registering-or-closing-a-business\/supporting-your-small-business<\/a><\/p>\n<p>[10] \u6fb3\u5927\u5229\u4e9a\u7edf\u8ba1\u5c40\uff0cRetirement and Retirement Intentions 2024\u201425\u3002<br \/><a href=\"https:\/\/www.abs.gov.au\/statistics\/labour\/employment-and-unemployment\/retirement-and-retirement-intentions-australia\/2024-25\" rel=\"nofollow\">https:\/\/www.abs.gov.au\/statistics\/labour\/employment-and-unemployment\/retirement-and-retirement-intentions-australia\/2024-25<\/a><\/p>\n<p>[11] \u6fb3\u5927\u5229\u4e9a\u9000\u4f11\u57fa\u91d1\u534f\u4f1aASFA\uff0c2025\u5e7410\u6708\u53d1\u5e03\u7684\u8d26\u6237\u4f59\u989d\u7814\u7a76\uff0c\u57fa\u4e8e2023\u5e746\u6708\u6570\u636e\u3002<br \/><a href=\"https:\/\/www.superannuation.asn.au\/wp-content\/uploads\/2025\/10\/ASFA_Account_Balances_Update_Oct25.pdf\" rel=\"nofollow\">https:\/\/www.superannuation.asn.au\/wp-content\/uploads\/2025\/10\/ASFA_Account_Balances_Update_Oct25.pdf<\/a><\/p>\n<p>[12] OECD\uff0cPensions at a Glance 2025\uff0cIncomes of older people\u3002\u6fb3\u5927\u5229\u4e9a\u6570\u636e\u4e3b\u8981\u6765\u81ea2020\u5e74\uff0c\u7f8e\u56fd\u4e3b\u8981\u6765\u81ea2023\u5e74\u3002<br \/><a href=\"https:\/\/www.oecd.org\/en\/publications\/pensions-at-a-glance-2025_e40274c1-en\/full-report\/incomes-of-older-people_24a65c56.html\" rel=\"nofollow\">https:\/\/www.oecd.org\/en\/publications\/pensions-at-a-glance-2025_e40274c1-en\/full-report\/incomes-of-older-people_24a65c56.html<\/a><\/p>\n<p>[13] \u7f8e\u56fdCMS\uff0c2026 Medicare Parts A &amp; B Premiums and Deductibles\u3002<br \/><a href=\"https:\/\/www.cms.gov\/newsroom\/fact-sheets\/2026-medicare-parts-b-premiums-deductibles\" rel=\"nofollow\">https:\/\/www.cms.gov\/newsroom\/fact-sheets\/2026-medicare-parts-b-premiums-deductibles<\/a><\/p>\n<p>[14] KFF\uff0cKey Facts About Health Care Affordability for People With Medicare\uff0c2023\u5e74\u4eba\u5747\u533b\u7597\u81ea\u4ed8\u652f\u51fa\u4f30\u7b97\u3002<br \/><a href=\"https:\/\/www.kff.org\/medicare\/key-facts-about-health-care-affordability-for-people-with-medicare\/\" rel=\"nofollow\">https:\/\/www.kff.org\/medicare\/key-facts-about-health-care-affordability-for-people-with-medicare\/<\/a><\/p>\n<p>[15] AIHW\uff0cHealth Expenditure Australia 2023\u201424\uff0c\u4e2a\u4eba\u533b\u7597\u81ea\u4ed8\u652f\u51fa\uff0c\u6ce8\u610f\u4e3a\u5168\u5e74\u9f84\u5e73\u5747\u3002<br \/><a href=\"https:\/\/www.aihw.gov.au\/reports\/health-welfare-expenditure\/health-expenditure-australia-2023-24\/contents\/spending-trends-by-source\/non-government-sources\" rel=\"nofollow\">https:\/\/www.aihw.gov.au\/reports\/health-welfare-expenditure\/health-expenditure-australia-2023-24\/contents\/spending-trends-by-source\/non-government-sources<\/a><\/p>\n<p>[16] Tax Foundation\uff0cProperty Taxes by State and County, 2026\uff0c\u91c7\u75282024\u5e74\u6709\u6548\u7a0e\u7387\u6570\u636e\u3002<br \/><a href=\"https:\/\/taxfoundation.org\/data\/all\/state\/property-taxes-by-state-county\/\" rel=\"nofollow\">https:\/\/taxfoundation.org\/data\/all\/state\/property-taxes-by-state-county\/<\/a><\/p>\n<p>[17] ACT Revenue Office\uff0cCalculating Rates\u3001About Rates\uff0c2026\u201427\u5e74\u5ea6\u8ba1\u7b97\u89c4\u5219\u3002<br \/><a href=\"https:\/\/www.revenue.act.gov.au\/rates-and-property-charges\/rates\/calculating-rates\" rel=\"nofollow\">https:\/\/www.revenue.act.gov.au\/rates-and-property-charges\/rates\/calculating-rates<\/a><br \/><a href=\"https:\/\/www.revenue.act.gov.au\/rates-and-property-charges\/rates\/about-rates\" rel=\"nofollow\">https:\/\/www.revenue.act.gov.au\/rates-and-property-charges\/rates\/about-rates<\/a><\/p>\n<p>[18] ACT Revenue Office\uff0c2026\u201427\u5e74\u5ea6\u8b66\u6d88\u548c\u5e94\u6025\u670d\u52a1\u5f81\u8d39\u3001Safer Families Levy\u3002<br \/><a href=\"https:\/\/www.revenue.act.gov.au\/rates-and-property-charges\/police-fire-and-emergency-services-levy\" rel=\"nofollow\">https:\/\/www.revenue.act.gov.au\/rates-and-property-charges\/police-fire-and-emergency-services-levy<\/a><br \/><a href=\"https:\/\/www.revenue.act.gov.au\/rates-and-property-charges\/safer-families-levy\" rel=\"nofollow\">https:\/\/www.revenue.act.gov.au\/rates-and-property-charges\/safer-families-levy<\/a><\/p>\n<p>\u8bf4\u660e\uff1a\u6587\u4e2d\u7684\u7f8e\u5143\u4e00\u5f8b\u6307\u7f8e\u5143\uff0c\u6fb3\u5143\u4e00\u5f8b\u6307\u6fb3\u5143\uff0c\u672a\u4f5c\u5373\u65f6\u6c47\u7387\u6362\u7b97\uff1b\u4e0d\u540c\u5e74\u4efd\u6570\u636e\u4ec5\u7528\u4e8e\u8bf4\u660e\u76f8\u5e94\u5e74\u4efd\u7684\u7edf\u8ba1\u4e8b\u5b9e\u3002\u7531\u4e8e\u4e24\u56fd\u5bf9\u4e8e\u9000\u4f11\u8005\u300165\u5c81\u4ee5\u4e0a\u4eba\u53e3\u3001\u6536\u5165\u9879\u76ee\u53ca\u5bb6\u5ead\u5355\u4f4d\u7684\u5b9a\u4e49\u4e0d\u540c\uff0c\u672a\u516c\u5e03\u53ef\u6bd4\u5747\u503c\u6216\u4e2d\u4f4d\u6570\u7684\u9879\u76ee\u5747\u660e\u786e\u8bf4\u660e\uff0c\u6ca1\u6709\u7528\u5176\u4ed6\u7edf\u8ba1\u53e3\u5f84\u5f3a\u884c\u66ff\u4ee3\u3002<\/p>\n<p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":17897162,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_coblocks_attr":"","_coblocks_dimensions":"","_coblocks_responsive_height":"","_coblocks_accordion_ie_support":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_geoff_meta_description_en":"A data-led comparison of American and Australian retirees: Social Security, the Age Pension, 401(k), superannuation, income distributions, medical costs and home ownership expenses.","_geoff_meta_description_zh":"\u6bd4\u8f83\u7f8e\u56fd\u4e0e\u6fb3\u5927\u5229\u4e9a\u9000\u4f11\u4eba\u58eb\u7684\u653f\u5e9c\u517b\u8001\u91d1\u3001401(k)\u548cSuper\u8986\u76d6\u7387\u3001\u6536\u5165\u5e73\u5747\u6570\u53ca\u4e2d\u4f4d\u6570\uff0c\u5e76\u5206\u6790\u533b\u7597\u8d39\u7528\u3001\u623f\u4ea7\u7a0e\u548cCouncil Rates\uff0c\u533a\u5206\u5b9e\u9645\u9886\u53d6\u4e0e\u5236\u5ea6\u8d44\u683c\u3002","_wpcom_ai_launchpad_first_post":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[780925312],"tags":[787301435,787294398,787301433,787295189,787294730,787301434,787295195,787297121],"class_list":["post-22598","post","type-post","status-publish","format-standard","hentry","category-reflections","tag-age-pension","tag-australia","tag-retirement-zh","tag-medicare","tag-retirement","tag-social-security","tag-superannuation","tag-united-states",""],"translatepress_titles":{"en_AU":"Retirement Income and Living Costs in the United States and 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